SERV as an organisation
Swiss Export Risk Insurance SERV insures political and del credere risks involved in exporting goods and services. SERV insurance and guarantees protect Swiss exporters from default and facilitate export financing. SERV’s solutions also help companies obtain low-interest loans or higher credit limits in order to conserve cash when exporting goods and services.
SERV insures exports that private insurers do not cover enough or at all (subsidiarity). SERV’s products are available to every company domiciled in Switzerland. While there are no minimum order volumes, a certain percentage of the insured export's value must have been added in Switzerland.
SERV is an institution under public law that is owned by the Swiss Confederation. It has 69 employees. The Federal Council supervises SERV, elects the Board of Directors and defines the strategic goals for four-year periods. SERV is an economically viable organisation and is self-financed, through risk-adjusted premium revenues.
Most industrialised nations offer their companies similar protection through state export credit agencies (ECAs). SERV helps Swiss exporters compete internationally and create aswell as maintain jobs in Switzerland.