SERV product portfolio
From the start of production to payment of the last instalment: SERV products offer uninterrupted cover over the entire term of an export transaction. SERV insures exports of consumer goods, services and capital goods. Policyholders can select and combine insurance products and guarantees according to their specific needs.
With its insurance and guarantee products, SERV covers the political and economic risk (del credere risk) associated with exporting goods and services in any sector. SERV’s insurance policies and guarantees help companies to obtain export financing by offering protection against non-payment and by making it easier for companies to obtain low-interest loans or higher credit limits from banks. SERV also enables Swiss exporters to offer their customers longer payment terms without suffering liquidity shortfalls.
Serving the Swiss economy
As a public-law organisation, SERV concentrates on those areas that private insurers either do not cover or cover inadequately. SERV is self-financing. That means that it finances itself through the premiums it earns – without any taxpayers’ money. SERV’s products promote the international competitiveness of the Swiss economy and support exports worth billions every year. These mandates secure Swiss jobs both in the export industry and the industries that supply them.
SERV has many years of experience assessing and analysing country, bank and corporate risks.