The cover practice for banks contains all the banks within a country that in principle qualify for credit risk cover. It is updated regularly. Banks that are not listed by name, but have a current rating that meets SERV's criteria, are also in principle acceptable. Payment guarantees of a Ministry of Finance or a Central Bank are usually accepted (subject to cover practice). The committee's decision when checking the relevant application is binding. No liability is accepted for any errors. It is therefore advisable to seek clarification from SERV in individual cases.