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granted shall apply to premiums and any reimbursement of premiums paid. 16 Assignment of Claims under the Insurance 16.1 Any assignment of claims under the insurance shall require consent f rom SERV. SERV may [...] (partial) service; or 2.7.2 if the claims to compensation under the insurance or insured claims are assigned without the consent of SERV. 3 Insured Risks 3.1 Political Risk 3.1.1 The insurance covers the risk [...] conditions. 16.2 The legal relations between SERV and the policyholder shall remain unaf fected by the assignment. General Terms and Conditions – Pre-shipment Risk Insurance Swiss Export Risk Insurance SERV |

risk, the country risk category for the relevant country is authoritative. The relevant country is assigned a country risk category based on a risk evaluation. The country risk category is determined in [...] categories of SERV. 2.2.2 For the calculation of the premium portion of the economic risk, the debtor is assigned to a debtor category by SERV on the basis of an evaluation of the debtor’s creditworthiness. 2.2

the past. Any requests are assessed on a case-by-case basis. Policy under review This status is assigned temporarily when a reassessment of the cover policy is necessary. The most common reason for this

on f irst demand, up to the set maximum amount, in relation to receivables insured by SERV and assigned to it (“export credit receivables”), provided that the ref inancing institution states that it has [...] amount of the ref inancing guarantee results exclusively f rom the principal and ancillary claims assigned by the institution f inancing the export transaction to SERV arising f rom an export or export credit

Board of Directors ensures effective and transparent corporate governance, characterised by clearly assigned responsibilities and based on recognised standards. In particular, SERV complies with the recom [...] members also receive a Half Fare Travelcard. The total remuneration is based on the responsibility assigned to the member, the complexity of the task, the professional and personal requirements and the time

Segments (by debtor) SERV total Public Private without del credere Private with del credere Not assignable (1) (2) (3) (4) (5)= (1)+(2) +(3)+(4) Assets Cash in hand & at bank - - - 195 037 195 037 Premiums [...] Segments (by debtor) SERV total Public Private without del credere Private with del credere Not assignable (1) (2) (3) (4) (5)= (1)+(2) +(3)+(4) Assets Cash in hand & at bank - - - 187 577 187 577 Premiums

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even if the amount has been paid out to a third party. Art. 21 Assignment of the Insurance With the consent of SERV, the policyholder may assign the insurance along with its claim to a third party. Art. 21a [...] .................................................................................... 7 Art. 21 Assignment of the Insurance .............................................................................

eligible for additional coverage of foreign currencies; 4. FDEA Ordinance of 19 August 200219 on the assignment of import countries to the country cat- egories for export risk guarantees; 5. FDEA Ordinance of

Board of Directors ensures effective and transparent corporate governance, characterised by clearly assigned responsibilities and based on recognised standards. In particular, SERV complies with the recom [...] members also receive a Half Fare Travelcard. The total remuneration is based on the responsibility assigned to the member, the complexity of the task, the professional and personal requirements and the time [...] Notes * Segments (by debtor) SERV Public Private without del credere Private with del credere Not assignable (1) (2) (3) (4) (5)= (1)+(2)+(3)+(4) Assets Cash in hand & at bank – – – 187 577 187 577 Premiums